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The WCOB Bank as received the following ratings from the FDIC: Liquidity: 4 Earnings Quality: 3 Capital Adequacy: 1 Systematic Risk: 1 Management Quality: 3

The WCOB Bank as received the following ratings from the FDIC: Liquidity: 4 Earnings Quality: 3 Capital Adequacy: 1 Systematic Risk: 1 Management Quality: 3 Asset Quality: 1 What is their composit CAMELS rating? Note: Report two decimal places

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