The worst loans areavailable from: Pay Day loan companies. Credit unions banks. finance companics. Which censuruer credif law jrohibits ahesive, tecepeive, and unfarr practices toy igebt collectork? Fair Credit Billing Aed Fair Debt Collection Practices Act Fair Credit Reporting Act Iruth in tending Act If there is incorcet infoemation in your cresit sile. you should sue the chilit bureail. the credit bureat must reinvestigate and modify or remove imaccurate data. pray that the credit bureau goes bankrupt. you cannot dispute the derogatory information. The interest fate on a coklaseralized laas is relatively fow, bat one or the dicaihanages of soch foees is that: the acsees rest as collateral are ticu up until the loan har been zrpaid. the loan mast be repaid in a short period of time. the loan is difficult to obtaen: commercial banks do not make such loans