The yields of four zero-coupon bonds of varying maturities are as follows:

Maturity	YTM
1	6.1
2	6.2
3	6.3
4	6.4

If you expect the implied term structure to be the same next year as it is this year, what is the expected return on the 3-year zero coupon bond over the coming year? Please express your answer in percent, rounded to the nearest basis point.