- Their financial records report a combined gross, before tax, annual income of $145,000, and current (pre-mortgage) installment loan, credit card and car loan, debt of $2,115 per month. - Their best estimate of the interest rate on the new mortgage is 7.5%, and they are interested in obtaining a 15 -year loan. - They have accumulated savings of $56,500 that can be used to satisfy the home's down payment and closing costs. - The lender requires a minimum 20% down payment. Note: When completing the form, round each dollar amount to the nearest whole dollar. Unless labeled differently, all of the values in the worksheet represent dollar amounts. Also, this problem contains additional information that may not be necessary to generate your solutions to the questions. - Their financial records report a combined gross, before tax, annual income of $145,000, and current (pre-mortgage) installment loan, credit card and car loan, debt of $2,115 per month. - Their best estimate of the interest rate on the new mortgage is 7.5%, and they are interested in obtaining a 15 -year loan. - They have accumulated savings of $56,500 that can be used to satisfy the home's down payment and closing costs. - The lender requires a minimum 20% down payment. Note: When completing the form, round each dollar amount to the nearest whole dollar. Unless labeled differently, all of the values in the worksheet represent dollar amounts. Also, this problem contains additional information that may not be necessary to generate your solutions to the questions