Then focus on the following four goals and answer these questions using S$.$M$.$A$.$R$.$T$.$ terms:

What would be your short$-$term saving strategy to create a $911$ emergency fund to be financially secure$?$

What would be your mid$-$term saving and investment strategy to accumulate funds for a down payment on a car?

What would be your mid$-$term saving and investment strategy to accumulate funds for a down payment on a home?

What would be your long$-$term savings and investment strategy to accumulate funds for financial independence at age $55$ or

Then focus on the following four goals and answer these questions using S$.$M$.$A$.$R$.$T$.$ terms:

What would be your short$-$term saving strategy to create a $911$ emergency fund to be financially secure$?$

What would be your mid$-$term saving and investment strategy to accumulate funds for a down payment on a car?

What would be your mid$-$term saving and investment strategy to accumulate funds for a down payment on a home?

What would be your long$-$term savings and investment strategy to accumulate funds for financial independence at age $55$ or retirement at age $68?$

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