Theodora received an $8-$year PLUS Loan of $$13,000$ to attend law school for her last $2$ years. If the current interest rate is $5\mathrm{.}32\%$ and she starts her repayments $1$ year after graduation, what are her monthly payments? $($See Example $5$ in this section. Assume the loan has a deferred payment plan. Round your answer to the nearest cent.$)$