Theodore I is investing for the future. His goal is to retire on January 22 , 2032 with $540,000.00. He already has $137,000.00 invested and plans to earn 10.90%. How much does he need to add each quarter, (the first of the 44 additions will be made on April 22, 2021)? Theodore II is also investing for the future. His goal is to retire on January 22,2038 with $730,000.00. He already has $123,000.00 and plans to add $1,560.00 to this each quarter (the first of the 68 additions will be made on April 22, 2021). What rate of return does he need to earn to reach his goal