There are copies of the financial statements of the Abu Dhabi National Bank (ADNB) and the Abu Dhabi Islamic Bank (ADIB). Analyse the statements of the two, using the CAMELs method. Your analysis should also include comparative ratios and comments on: a) Profitability b) Operations c) Liquidity d) Solvency e) Management comments f) Ownership g) Impact Basel III will have on each. h) Concluding comments