There are four (4) main reasons a person will invest their hard earned (or inherited) money: to enhance their current income; to save for a major purchase (e.g., house, car, the trip of a lifetime); to save for retirement; and to seek shelter from paying taxes. In order to achieve one or more of these goals, an investment program/plan should be used to minimize the potential for failure to reach your investment goal(s). In your response discuss why it is important to have one or more investment objective(s)/goal(s) when embarking on an investment program/plan and why having a plan will help you to achieve your investment goal(s). Of the four main investment reasons listed above, which two would you consider most important? In your response important? In your response include relevant points that support your stance and that also show your understanding of this topic and the material being covered in this unit and in the course