There are two common causes of business and accounting fraud:

• A failure of individual character
• A culture of greed or ethical indifference within an organization

Write a brief memo describing how these two factors could lead to accounting fraud.

Write your response as requested above. It should be in memo format as requested, and must be 250 400 words. Feel free to use scholarly sources to support your position. If sources are used, be sure to cite the sources in-text and include a reference page for the sources. Cite and reference in APA format. Be reminded that if you use information from another source that source should be credited for that information.