There are various types of individual disability policies each defined by the benefits it offers. One type of disability policy is the guaranteed issue policy. Few insurers offer guaranteed issue disability plans. These plans involve individually issue policies that are alternative to traditional long-term disability group insurance coverage and available: to groups in the low risk occupational classes of executives and professionals. These plans guarantee coverage for members of the target group. Due to the guaranteed nature of the plans, they are subject to a number of possible restrictions. What are some of the factors that these restrictions are based on? Select one: a. Non-traditional disability insurance plans, amount of benefit period. b. Guaranteed standard risk, guaranteed to issue. c. Size of the group, occupational class of group members, minimum annual premium commitment, minimum coverage for the group members. d. Seventy percent of employee participation, there is full medical underwriting, separating the accident and sickness elements in D.I. policies