There has been a copious amount of criminal activity in the area which has in turn created panic for many shop owners. Jackson has decided that he needs to insure his business premises immediately. 4.1 Advise Jackson as to the various types of insurance which are available, and which type of insurance would be most suited to his needs. (5 Jackson approaches an insurance company to indemnify his business. The insurance company requests that Jackson declare that he has all certification regarding the installation of gas cylinders, stoves and all electrical equipment in his shop. Jackson knows that he has not contracted certified gas installers, and has rather cut costs by doing the installation himself. He nonetheless states that he is in possession of the certificates. 4.2 You are required to evaluate the above scenario and discuss Jackson's actions in terms of the legal duties and implications which an insured bears upon taking out insurance. You are also required to cite the (15Ma applicable case law. QUESTION FIVE Selena works at Jackson 's coffee shop as a singer. She performs every day from 5pm until 7pm. Selena also received a uniform with Jackson's shop information to wear during her performance. Selena was given a contract from Jackson for a period of 2 years, and she is often invited to join staff parties and social events which are hosted by Jackson. Selena submits invoices and charges VAT as she belongs to a closed corporation which has two (2) other people in it. rather cut costs by doing the installation himself. He nonetheless states that he is in possession of the certificates. 4.2 You are required to evaluate the above scenario and discuss Jackson's actions in terms of the legal duties and implications which an insured bears upon taking out insurance. You are also required to cite the applicable case law. QUESTION FIVE Selena works at Jackson 's coffee shop as a singer. She performs every day from 5 pm until 7 pm. Selena also received a uniform with Jackson's shop information to wear during her performance. Selena was given a contract from Jackson for a period of 2 years, and she is often invited to join staff parties and social events which are hosted by Jackson. Selena submits invoices and charges VAT as she belongs to a closed corporation which has two (2) other people in it. [100 MARKS Read the scenario below and answer the questions that follow. South Africa has experienced an increased amount of loadshedding in the past year, which has resulted in high levels of frustration especially for business owners. Coffee Brew King is owned by Jackson. Jackson has been losing a significant amount of business due to the constant electricity interruptions. His coffee shop is well known for the free Wi-Fi and gourmet coffees. Jackson wishes to mitigate the problem by installing a high-powered generator which would allow his business to function at optimal capacity. He sources PowerTools Inc, a company operating within Cape Town to assist him with the process. PowerTools Inc is owned by 16 year old Jared Naidoo. Jared's father Malcom passed away 3 years ago and has given the entire business to Jared. Jared currently resides with his mother