There have been some major data breaches in recent years - including Equifax, Capital One, Target, Home Depot, Facebook etc.

[You can find a complete list here: https://en.wikipedia.org/wiki/List_of_data_breaches.] All of these breaches increase the likelihood of you or your friends becoming a victim of identity theft. Detail what actions you have taken or will take to protect yourself from this risk. Further, describe what you would advise a friend or client to do if their identity has been stolen.