There is a bond that has a quoted price of $93\mathrm{.}105$ and a par value of $$2,000.$ The coupon rate is $6\mathrm{.}48$ percent and the bond matures in $12$ years. If the bond makes semiannual coupon payments, what is the bond's effective yield to maturity $($that is$,$ effective annual interest rate$)?$

$6\mathrm{.}74\%$

$3\mathrm{.}68\%$

$7\mathrm{.}35\%$

$7\mathrm{.}49\%$

$3\mathrm{.}97\%$