There is a bond that has a quoted price of 94.023 and a par value of $2,000. The coupon rate is 6.51 percent and the bond matures in 13 years. If the bond makes semiannual coupon payments, what is the YTM of the bond? a)7.23% b)3.61% c)6.50% d)3.85% e)5.42%