There is current debate regarding whether the presence of a virus, or the threat of the presence of a virus, constitutes 'physical loss of or damage to property' and whether organizations that were required to suspend operations due to the COVID-19 pandemic should have coverage for loss of revenue and extra expenses associated with the shutdown. Using articles regarding recent court cases on this issue, take, and defend, a stance on whether you believe private insurers should be required to pay these losses.

PLEASE CITE ARTICLES USED.