These agreements provide a line of credit to members having trouble staying current in their international obligations. The IMF supports a program of one to two years (in the case of Stand-By Arrangements) or three to four years (regarding Extended Arrangements) to allow it time to reorganize its finances, restructure its economy, and take measures to restore growth. Are standby arrangements necessary in today's Market with access to funds from the world market, from donors such as the World Bank and China?