these are true and false

15. Term' life insurance is always considered the best buy because the annual premiums are the lowest for both the short term and the long term. 16. Life insurance products fill a need to achieve financial security and reduce uncertainty by individuals. 17. Life insurance can provide financial protection from events that are beyond our control. 18. Trade Guilds were some of the early providers of life insurance types of benefits, such as financial assistance to guild members' survivors