These pictures are both connected for one problem please answer both of them.

elook Problem Walk-Through 3. Complete an amortiration schedule for a $19,000 loan to be repaid in equal installments at the end of each of the next years. The interest compounded wally amount is zero, enter O. Do not found intermediate calculations, Hound your answers to the nearest Beginning payment Henning Year Balance Payment Interest O Pantal sance 1 $ 5 $ $ 2 What percentage of the payment represents interest and what percentage represents principal for each of the years? Do not round Wermediate calculations. Round your answers to two decimal places Principal Year 1 Year 2 Year 3 Why do these percentages change over time? I. These percentages change over time because even though the total payment is constant the amount of interest paid each year is declining as the remaining or outstanding balance declines 11. These percentages change over time because even though the total payment is constant the amount of interest paid each year increasing as the remaining or outstanding balance dedines II. These percentages change over time because even though the total payment is constant the amount of interest paid each year decirung as the remaining or outstanding balance increases IV. These percentages change over time because even though the total payment is constant the amount of interest paid each year is increasing as the remaining or outstanding balance increases These percentages do not change over time interest and principal are cach a constant percentage of the total payment. Select Find the present value of $sco duen the future under each of these conditions 2.646 nominal rate, seminal compounding, discounted back 10 years. Do not round intermediate calculations found you to the rest on $ b. o nominal rate, quarterly compounding decounted bock 10 year. Do not found weermediate calculation Round you to the rest eat $ c. nominal rate, monthly compoundina, discounted back 1 year Decot round intermediate cuiculation. Bound you owe to the recent com. d. Why do the differences in the PVs accur? Silea The present van de procese The present vun de period per year The present values in periode per para The presented by change the number of opera There are over to the number of code Grade it Now Save & Continue