these questions is from Portfolio managment , imagine 3 persons having 60,000 $ and they must to do something with to do with it ( investment)

option 1) is bank deposite

option 2) stock market

option 3 ) buying gold and silver

option 4) mutul funds

option 5) anything

you must set a plan for each person how much they spend on each if these option

if a 3 persons (ages from 20-40 ) have a 60,000 $ how they will invest with this amount of money ? 1) in bank deposite , why , how much will they spend exactly (mention how much & show the Percentage ) 2) stock market and why, how much will they spend ? (mention how much & show the Percentage ) 3) gold market, why &how much will they spend ? ( mention how much & show the Percentage ) 4) other investment (mention how much & show the Percentage ) give me a good points with explainations and try to give me Evidence