They are not dischargeable in bankruptcy. Question 30 (3 points) What is the individual's liquidity ratio if she has the following assets listed on her personal financial statements: Cash of $3,000; Marketable Securities of $15,000; Investment Real Estate of $500,000, Cash Surrender Value of Life Insurance of $10,000 and Other Personal Assets of $220,000? 1) 2.4% 2) 3.7% 3) 6.4% 4) 37% Question 31 13 points) Saved Assuming a lender is operating with a 40 percent debt-to-income guideline, what is the maximum additional monthly debt service that can be allowed if individual has Current Assets of $700,000; Total Assets of $2,000,000; Current Liabilities of $75,000; Total Liabilities of $1,200,000; Annual Gross Income of $180,000; and Monthly Debt Service of $5,000.? MacBook Air FN0 000 F4 FS 3 7 0