Think about yourself, your home, your car, your job and so on. What risks that you face are covered by insurance? More importantly, what risks are NOT insured against?

Consider these risks and what extensions to your insurance cover you might contemplate?

Recent events in the financial sector have shown that risk perception plays a critical role in effective risk management. How much influence do you think any one individual should have alone on key risk management decisions e.g. traders, managers?