This case is due tomorrow please can someone help me with it?

CONTINUING CASE Health, Disability, and Long-Term Care Insurance Jamie Lce and Ross, happy newlyweds with a new home and twins on the way, are ansiously awaiting their new was a little nervous, and understandably so, as he wondered i Fortunately for them, they coordinated benefits from the medical insurance group plan offered by Rssealth f everything would go smoothly with Jamie's pregnancy Savings Plan, but Ross previously had not realized the need to participate in this benefit. agency and Jamic Lee's own plan, although Ross's plan would be their primary. His employer offers a Hea with the poten- not covered, Jamie Lee has had good maternity care so far, but they both felt a need to review their health insurance poces tial of extensive medical expenses just on the horizon. Would their salaries be enough to pay for the expenses that were ho or even the deductibles for out-of-network doctors? Current Medical Insurance Provisions Jamie Lee and Ross have a PPO, or Preferred Provider Organization plan. In-Network Medical Care: Jamie Lee and Ross currently have a $15 copayment on regular preventive care doctor visits and a 30 copayment on specialists that are preferred providers or participating members from the PPO plan's list. Out-of-Network Medical Care: Jamie Lee and Ross have the choice of seeking medical care from the professional of their choice outside the PPO member list, but will incur a deductible of $500 per person/$1,000 per family, per year. After the deduct ible is met, there is a coinsurance of 80%/20% wh ereas the insurance company would cover 80% of the allowable medical fees and the policyholders would be responsible for 20% of the allowable medical fees. Medical fees that are not allowed under the medical plan provisions would be 100% the policyholder's responsibility Out-of-Pocket Limits: Their health insurance plan provides an out-of-pocket limit of $75,000 per year Questions i. Using the text as a guide, list some of the strategies that Ross and Jamie Lee can use to better prepare financially for the arrival of the twins 2. How could Jamie Lee and Ross prepare for the birth of the twins with their existing PPO plan? 3. Jamie Lee and Ross learned that the hospital that they plan to use for the delivery is not a participating hospital. What will their financial responsibility be for the nonparticipating hospital expenses? 4. The doctor's office has estimated the hospital expense for Jamie Lee and the babies' delivery, without complications, to be approximately $18,000. Based on their health insurance policy, how much would Jamie Lee and Ross owe for this out-of. network hospital stay? 5. Surprise! The babies arrived five weeks e arly and Jamie Lee and Ross are the proud parents of triplets! There are two boys and a girl, and as they were pre-term, they will need to spend a few extra days in the hospital for observation. How will Ros and Jamie Lee make provisions for adding the babies to their health insurance policy now that they have arrived? DAILY SPENDING DIARY Some of my eating habits not only waste money but are also not best for my health