This is a business law question

What Is the Ethical Thing to Do? Suppose you own and operate a small loan busi- ness. A young man applies for a $1,000 loan. When you run a credit check on him, you find that he has had difficulty hold- ing a job and has a terrible credit record. You conclude that he is a poor credit risk and inform him that you are willing to make the requested loan only if he can find someone who has a good credit rating to cosign a promissory note with him. The next day he comes by the office with a young woman who meets your criteria for a good credit rating and who in dicates she is willing to cosign the note. Do you have any ethical obligation to share with the young woman the infor- mation you have about the young man's employment credit history