This is a commercial law question

Per Abban J (as he then was) in Diab v. Quansah [1974] I GLR \"...although every holder of a bill is to be deemed to be a holder in due course, if evidence is given to show that there was fraud, illegality, or duress in the negotiation of the bill, the onus of proof that value has, in good faith, been given for the bill is shi'ed to the holder. The holder; in that situation, will no longer be deemed to be a holder in due course; and he will have to prove not only that value was given but also that it was given honestly and without suspicion of aud, illegality, or duress. \" With the aid of relevant decided cases and statutory provision, discuss the accuracy or otherwise of the above statement as it relates to the di\"erent categories of holders of a negotiable instrument