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This is a group assignment on a Canadian bank. The bank you will work on is Royal Bank of Canada (RBC), which is the largest
This is a group assignment on a Canadian bank. The bank you will work on is Royal Bank of Canada (RBC), which is the largest bank in Canada by market capitalization and assets. You are required to obtain the annual report of RBC for the fiscal year 2022 from its website and analyzed its financial position using various ratios and indicators. 1. In the introduction, provide some background information on RBC, such as its history, vision, mission, values, products, services, and segments. Also state the main objectives and scope of analysis, as well as the sources and methods you used. 2. In the liquidity management section, evaluate how well RBC manages its short-term obligations and cash flows. Use ratios such as the liquidity coverage ratio (LCR), the net stable funding ratio (NSFR), and the loan-to-deposit ratio (LDR) to measure RBC's liquidity position. Compare RBC's ratios with the regulatory requirements and industry benchmarks and discuss the factors that affect its liquidity
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