This is a sitution of unexpected expenses due to sudden fire in the house. First, we need to check the emergency savings, that were set aside to be used during emergency. If you are unable to cover the $3000 from emergency savings, you need to monitor your budget closely and look at the various expenses and you have to reduce your expenses, the things that could be give up for a short period of time need to be give up so that the money on unnecessary expenses could be saved and the payment of $3000 could be done.