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A loan servicer has two aging categories for its accounts: those that are 045 days old (i.e., good standing) and those that are 46-180 days old (i.e., delinquent). If any portion of a balance is over 180 days old, that portion is written off as bad debt. An analysis of accounting records yields the following accounts receivable matrix, where the rows represent the account states in the current period and the columns represent the account states in the next month. Currently, $14.23 million of the amount owed is in good standing accounts and $2.48 million is in delinquent accounts. (a) Compute N, the fundamental matrix Ioo the Markov model that represents this accounts receivable analysis. (b) Compute NR to determine the proportions of accounts that are currently in good standing and delinquent that will be paid off and written off as bad debt in the long run. (c) Compute BNR to determine the amounts that are expected to be paid off and written off as bad debt