This is for my Corporate Finance class. Please reply to me as soon as possible. I will leave dumps up.

Question 12 (3 points) ___ is the process whereby the firm sells receivables to a lender at a discount (say 2 percent) to the actual value of the receivables. Customers then repay the money they owe directly to the lender instead. Secured loans Factoring of payables Promissory notes Factoring of receivables Bridge loans Question 13 (3 points) Managers often begin with an estimate of forma financial statements. when beginning to develop pro net income sales assets cost of goods sold equity Question 14 (3 points) becomes the "plug" figure to When constructing pro forma balance sheets, make the balance sheet balance. new fixed assets required addition to retained earnings cash external funding required equity Question 9 (2 points) Which of the following definitions of working capital gap (WCG) is accurate? WCG = Age of receivables - age of inventory - age of payables WCG = age of inventory + age of receivables - age of payables WCG = age of payables - age of inventory - age of receivables WCG = age of inventory - age of receivables - age of payables Question 10 (3 points) Which of the following actions could DECREASE a firm's working capital gap? reduce the age of inventory reduce the age of accounts payable increase the age of accounts receivable All actions listed above would decrease a firm's working capital gap