This is my formula =FV(0.03/1,(2022-1900)*-1,100,1,0). The answer is supposed to be $3682.49 but I am getting $3242.79. Please let me know what I am doing wrong. You found a cookie jar with a bank note in it from 1900. The value in 1900 was $100 and the bank which is still in existence promises to pay 3% per year compounded annually. What is it worth now? Put your function in cell H10. (Hint: Use the FV() function here.)