This question: 1 point(s) possible Suppose a life insurance company sells a $270,000 1-year term life insurance policy to a 20-year-old female for $320. According to the National Vital Statistics Report, 58(21), the probability that the female survives the year is 0.999544. The expected value of this policy to the insurance company is $196.88. What is the standard deviation of the value of the life insurance policy? Why is the value so high? The standard deviation of the value of the life insurance is $ (Round to the nearest dollar as needed.) Why is the value so high? O A. The value of the standard deviation is so high because the probability of a payout is so low. O B. The value of the standard deviation is so high because there are many different possible outcomes. O C. The value of the standard deviation is so high because the probability of a payout is so high. O D. The value of the standard deviation is so high because the value of the payout is much larger than the value of the gain