THIS QUESTION FOR LAW RELATING TO INSURANCE SUBJECT

QUESTION 1 (15 marks)

Trespass is an area of criminal law or tort law. The act of the defendant must be direct, intentional, and the tort is actionable per se. Fatty throws a baseball towards Timmy, with whom she is playing pitch and catch. However, Fatty intentionally aims the ball to hit Simon, who is walking nearby. Discuss the situation according to the law of tort.

(15 marks)

QUESTION 2 (10 Marks)

The Rylands v Fletcher (1868) was a decision by the House of Lords, which established a new area of English tort law. State the facts of the case and discuss it according to the nuisance rule of law.

(10 marks)

QUESTION 3 (15 Marks)

The following figure shows the flow of an insurance claim process. As an insurance claim officer, you need to identify the eligibility of the claimant according to the principles of insurance. Discuss the related principle of laws to be applied to each of the claims processes.(15 marks)

Who can claim on an insurance policy? Notice and Causation proof of loss Construction of insurance contracts