This question is asking you to examine the working capital needs and financing of the firm. In that pursuit, please consider:

You are the CEO of a digital bank start-up company. Given that your digital bank will disrupt the current landscape, how far can you set the four elements of your companys credit policy, and to what extent should you fall in line with the incumbents or your competitors credit policy? Please refer to the course e-textbook and / or other sources to help you formulate your answers to this discussion