This week contains multiple discussion questions that you are required to answer. Instructions: In the UnitedHealth Group's most recent annual SEC filing report (10-K), (linked below), read Items: 1. "Business" 1A. "Risk Factors" and Item 7. "Management's Discussion and Analysis . . " and provide thoughtful answers to the two questions. UNITEDHEALTH GROUP 10-K REPORT - FY 2021 What are the challenges faced generally by insurance companies in the medical care marketplace? Discuss at least two items you found interesting and noteworthy in the report and why you selected these items to share