This week the assignment is to write a paper, about what has happened after the housing bust of 2008.

Specifically, what has happened to the following:

1. Interest rates;
2. Credit scores, FICO;
3. Availability of housing;
4. Prices;
5. Loan to value ratios;
6. Down payment requirements;
7. The percent of Americans who, now, own homes;
8. Land prices;
9. Building material prices, lumber, etc.;

Discuss whether some homeowners still owe more than the value of their home, thus are said to be under water.

Lastly, discuss what you believe is the future for Primary Residential Real Estate, and New Construction, and anything else that you found interesting in your search.