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Thomas Shapiro, Tatjana Mexchede, and Sam Osoro published a study that attributed the wealth gap to five factors, including years of homeownership, household income, years

Thomas Shapiro, Tatjana Mexchede, and Sam Osoro published a study that attributed the wealth gap to five factors, including years of homeownership, household income, years of unemployment, inheritances, and: propensity to build savings. years of incarceration. college education. consumption patterns

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