Those persons in need of long$-$term care are individuals of any age who can no longer look after their daily needs of living independently. In Canada, the need for long term care remains in demand for those over $65.$ Long term care is not just about staying in a nursing home. There is a wide range of public and private services and the cost is always substantial. As a result, insurance coverage is needed either on a standalone basis or as a rider on a life insurance policy and other policies.

What are the most common private and public services wit regards to long term care?

Select one:

a$.$ Home care, hospital care, retirement home care, senior$\text{'}$s living. b$.$