Three years ago you purchased a new SUV. You financed your SUV for 72 months (with payments made at the end of the month) with a loan at 5.25% APR. Your monthly payments are $488.10 and you have just made your 36th monthly payment on your SUV. Assuming that you have made all of the first 36 payments on time, then the outstanding principal balance on your SUV loan is closest to ________.

Group of answer choices $19,549.07 $15,984.76 $16,224.96 $19,259.65