Three years from today, Mary Rose plans to take a European vacation that will cost $3,000. She consults you, her banker, about methods of providing for the trip. Among your many plans, you explain to her that she can deposit a single amount today and allow it to collect interest for three years so that the account equals $3,000 in three years. Assuming that your bank pays 6-percent interest rate compounded semiannually, how much must Mary Rose deposit now?