Through a broker, a buyer offers to buy property for use as a residence. The offer is contingent upon the buyer obtaining an FHA-insured first mortgage loan. The property contains a single-family house and 4 acres of land. The buyer's offer is accepted. Will this transaction be subject to the provisions of the federal Real Estate Settlement Procedures Act (RESPA)? A. No, because the loan for this acreage would be FHA-insured. B. Yes, but only because the offer was made through a real estate broker. C. No, because the loan involved would be a first mortgage loan. D. Yes, because the loan involved would be used for a single-family residence