Tian can afford to put a down payment of $10,000 on a car. He can also afford to make monthly payments of $348.52 at the end of each month for the next five years. If Tian is quoted an annual interest rate of 3.49%, what is the highest price he can afford to pay for a car?

$29,162.86

$19,162.86

$27,563.75

$10,761.96