Time: Fourth 5 years Goal: Savings to $63,000; expected ETFs to $155,000; expected overall to $515,000 Method: Invest money in savings account, CDs, ETFs, and Stocks 10% Savings account Allocation for Initial 15% CD Amount Invested: 20% ETFS 55% Stocks Starting Balance: $237,029.02 Your starting balance is the actual ending balance from the previous period. Savings CD ETES Stocks Choose only your best (highest expected rate) stock to invest in Initial Amount Invested: $23,702.90 $35,554.35 $47,405.80 $130,365.96 How much money was earned through the investments over the 20 years, above and beyond all the payments? Expected Rate: 0.01% 0.02% 4.10% 11.40% Actual Rate: 0.01% 0.02% 6.00% 14.00% PMT: : $1,444.89 $3,207.17 $6,113.13 Expected Ending Balance: $63,000.00 $35,589.92 $155,000.00 $261,410.08 Actual Ending Balance: $63,000.00 $35,589.92 $159,820.93 $265,458.38 Total Expected Ending Balance: $515,000.00 Total Actual Ending Balance: $523,869.23 Time: Fourth 5 years Goal: Savings to $63,000; expected ETFs to $155,000; expected overall to $515,000 Method: Invest money in savings account, CDs, ETFs, and Stocks 10% Savings account Allocation for Initial 15% CD Amount Invested: 20% ETFS 55% Stocks Starting Balance: $237,029.02 Your starting balance is the actual ending balance from the previous period. Savings CD ETES Stocks Choose only your best (highest expected rate) stock to invest in Initial Amount Invested: $23,702.90 $35,554.35 $47,405.80 $130,365.96 How much money was earned through the investments over the 20 years, above and beyond all the payments? Expected Rate: 0.01% 0.02% 4.10% 11.40% Actual Rate: 0.01% 0.02% 6.00% 14.00% PMT: : $1,444.89 $3,207.17 $6,113.13 Expected Ending Balance: $63,000.00 $35,589.92 $155,000.00 $261,410.08 Actual Ending Balance: $63,000.00 $35,589.92 $159,820.93 $265,458.38 Total Expected Ending Balance: $515,000.00 Total Actual Ending Balance: $523,869.23