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Time management consists of both discretionary time and response time. Discretionary time is what a broker has control over while response time is generally something

Time management consists of both discretionary time and response time. Discretionary time is what a broker has control over while response time is generally something they cannot control. Which two of the following would represent response time? a. A loan settlement date b. CPD activities c. Marketing calls d. Loan document filing e. Waiting for a traffic jam to clear

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