Time Value of Money A 20-year-old student wants to start saving for her retirement. At the end of each year, she invests the accumulated savings ($2,500) in a brokerage account with an expected annual return of 3%. A. If she keeps saving in this manner, how much will she have accumulated at age 65? (5 points) B. A 40-year-old investor also want to start saving for his retirement. How much he have to save each year to accumulate the same amount at 65 as the 20-year-old investor? (5 points)