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Time value of money (TVM) is the value of money with a given amount of interest earned or inflation accrued over a given period of

Time value of money (TVM) is the value of money with a given amount of interest earned or inflation accrued over a given period of time. It goes to suggest that an amount of money at present will have a different buying power than the same amount of money in the future.

How would you calculate this if the cash flow were to be paid quarterly or semiannually?

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