Time value Personal Finance Problem You can deposit $13,000 into an account paying 7% annual interest either today or exactly 5 years from today. How much better off will you be at the end of 25 years if you decide to make the initial deposit today rather than 5 years from today? 

The future value at the end of 25 years if you deposit $13,000 at 7% today is $. (Round to the nearest dollar.) 

The future value at the end of25 years if you deposit $13,000 at 7% 5 years from today is $. (Round to the nearest dollar.) 

If you invest the $13,000 now instead of waiting for 5 years to make the investment, you would be better off by $. (Round to the nearest dollar.)