Tiny authorizes Big Bank to make transfers from his account to make payments on his debt to Bob's Auto dealership, which sold Tiny the car that serves as collateral for the debt. After three payments, Vic's repossess the car and refuses to return it. Tiny phones the bank to stop the payments and follows up with a confirming letter. The bank fails to stop the next two payments, and Vic's refuses to refund anything. Can Tiny get his money from the bank?