Title insurance is the dominant method of title protection in the United States. Which of the following statements accurately describes the protection afforded by title insurance?

(a). Title insurance companies are strictly liable for covered title defects.

(b). Title insurance provides a consistent system of title protection that is nationwide.

(c). Title insurance provides greater protection for the buyer than an attorney's title abstract.

(d). All the above.

(e). Only a. and b.