Title:Bank of the Philippine Islands v. Yu, G.R. No. 184122

1. what are the two kinds of obligations based on the classifications illustrated in sample bank loan contract. explain how each of them affects the rights and duties of the parties to the loan agreement.
2. how the sheer number of stipulated penal clauses affected the outcome of the case inBank of the Philippine Islandsv. Yu.State a relevant facts and findings of the court.

Unit III: Kinds of Obligation(pure and conditional obligation with a period)