To celebrate your nephew's first birthday, you are considering buying him a bond or depositing money in a savings account. If you ignore tax and other fee implications, which of the following options is the MOST generous gift in terms of the future value of the asset?

		Buy a $100 bond at par value with 5% compounded semi-annually that will mature in 30 years.
		Put $100 in a checking account earning 5% interest compounded annually.
		Put $100 in a checking account earning 5% interest compounded semiannually.
		Buy a $200 savings bond at half par value that will mature in 30 years.